Sophia Bantanidis
International Expert Future of Finance

Sophia Bantanidis

Future of Finance Advisor and Non Executive Director, Estia Group
Sophia Bantanidis advises financial institutions, technology companies, investors and policymakers on corporate strategy, market transformation and Future of Finance topics, including payments, digital assets, AI and their intersection.
A former financial regulator in France and the UK, she brings more than 20 years of experience across global banking, innovation and research.
Her Citi experience spans more than a decade, from Transaction Banking, where she developed deep expertise in payments and regulatory strategy, to innovation and Future of Finance research at Citi Institute, including some of Citi’s most-downloaded reports.
She is a trusted adviser to C-suite executives, institutional clients and public-sector leaders globally and serves as a Non-Executive Director at ESTIA, a payments FinTech.
Her insights are regularly featured across global media, including BNN Bloomberg and Finextra, as well as numerous leading industry podcasts.
She is a frequent keynote speaker and moderator at forums including Money20/20, Mobile World Congress and the Delphi Economic Forum, as well as private executive and client events.
A five-language polyglot, she was named Greek International Woman of the Year – Finance and inducted into the Innovate Finance Women in FinTech Powerlist Hall of Fame.